SAM coverage that meets your contract requirements
Annual and special-event SAM policies for schools, camps, youth sports, nonprofits and churches. Quoted with multiple carriers by a licensed agency that has written SAM coverage since 2005.
Based in San Francisco. Serving organizations across the U.S.- Licensed in most states
- In business since 2005
- Limits of $5M / $5M and higher
- Multiple carriers
Who we insure
Tap your type of organization
Education & youth services
K-12 public, charter and private schools, colleges and student housing, daycares and preschools, tutoring centers, music academies, art studios and STEM camps. School districts often require proof of SAM coverage before you can sign a contract.
Apply for annual coverageHealthcare & social assistance
Nursing homes, assisted living and adult day care, pediatric clinics, rehab and counseling centers, group homes, foster care and adoption agencies, shelters and halfway houses.
Apply for annual coverageSports, recreation & entertainment
Youth leagues, martial arts dojos, gymnastics centers, dance studios, summer and overnight camps, plus venues hosting youth tournaments and festivals.
Apply for annual coverage One-time tournament or event? Apply for event coverage →Religious & non-profit organizations
Churches, synagogues and mosques with their youth groups and Sunday schools, mentoring programs, scouting groups and after-school community centers.
Apply for annual coveragePersonal services & wellness
Massage therapy clinics, physical therapy offices, salons, day spas and esthetician studios, where close one-on-one contact raises the risk of allegations.
Apply for annual coverageSpecialized contractors & transporters
Traveling tutors, 1099 occupational therapists, behavior technicians, speech-language pathologists, school bus operators and medical or youth transport providers. The schools and agencies you work with often require your own SAM limits.
Apply for annual coverage…and anyone else who needs SAM coverage
Not sure where you fit, or have a contract that requires SAM limits? Start the short application and a licensed broker will take it from there.
Start your applicationChoose how you'd like to start
Apply online in a few minutes. A licensed broker reviews every application and shops it with multiple carriers.
Annual SAM policy
Year-round coverage for ongoing programs and operations.
- Standalone SAM or GL with a separate SAM limit
- Limits as high as $10M each claim
Special event policy
Short-term coverage for a single event, tournament or field trip.
- General liability plus SAM
- Short online application
- Can often take effect the same business day
Price estimate
Not ready to apply? See a ballpark premium in under a minute.
- Annual or special event
- No contact details needed
Protection when an allegation is made
Sexual Abuse and Molestation insurance protects organizations and event hosts against claims of abuse, molestation or related misconduct. Even unproven allegations can lead to significant defense costs and reputational damage.
SAM coverage can be written for a single event or as part of an annual policy.
Many general liability policies exclude SAM claims or are "silent" on them, so explicit SAM coverage is recommended.
Protect people
Safeguard participants, volunteers and staff with clear, documented coverage.
Protect your organization
Defense costs and settlements can be significant, even when claims are never proven.
Protect your mission
Keep camps, schools, sports programs, churches and nonprofits running.
How it works
From application to certificate of insurance, entirely online.
Apply online
Tell us about your organization and the coverage limits you need.
Compare quotes
We shop multiple carriers so you can choose the coverage that fits your budget.
E-sign & pay
Sign electronically and pay by credit card or bank account.
Get your certificate
Event policies can start the same business day; annual policies typically issue within 2 business days.
A licensed agency that knows SAM
mySAMinsurance.com is presented by Paperless Insurance Services, Inc., a San Francisco agency in business since 2005 and offering most lines of business insurance.
We contract with multiple carriers, and SAM insurance is something we know a great deal about. Our licensed brokers will work with your contract requirements to find the right fit.
What our clients say
Ready to get covered?
Apply online and a licensed broker will follow up with quotes.