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SAM insurance that meets your contract.

Annual SAM policies for any business or organization whose contract requires abuse and molestation coverage.

Just want to know the premium ballpark? Quick Premium Calculator

  1. Exhibit B: insurance requirements

    4.3 Sexual abuse and molestation. Contractor shall maintain SAM coverage with limits of not less than $1,000,000 each occurrence and $2,000,000 aggregate, naming the District as additional insured.

    Your contract asks for SAM limits.

  2. Annual SAM application
    Organization typeAfter-school tutoring center
    Limits required$500K / $1M$1M / $2M
    E-signedOnline, start to finish

    You apply online in minutes.

  3. Certificate of insuranceSample
    Coverage
    Sexual abuse & molestation
    Each occurrence
    $1,000,000
    Aggregate
    $2,000,000
    Additional insured
    Certificate holder
    Meets section 4.3

    We send the certificate that meets it.

Example documents. Send us your contract and we match its limits.

Talk to a licensed SAM broker: (877) 239-0067Weekdays 10am to 6pm Pacific

  • Since 2005Licensed agency
  • Most statesWhere we’re licensed
  • Up to $10MSAM limits we place

Find SAM coverage for your organization

Schools and districts, agencies and leagues often require proof of SAM coverage before you can sign. These are the organizations we insure most.

Questions we hear every week

Still unsure? Call a broker, or read SAM Insurance 101.

Do I need SAM if I already have general liability?

Often, yes. Many general liability policies exclude abuse and molestation or say nothing about it. Explicit SAM coverage removes the ambiguity and speeds up claims handling.

What is “silent” SAM coverage?

A policy that neither clearly includes nor excludes SAM, which leaves coverage uncertain. We recommend specific SAM language, by endorsement or as a standalone policy.

How fast can I get a certificate?

For many business classes we can provide same-day certificates of insurance once all underwriting questions are answered.

Are volunteers covered?

Yes, policies can extend to volunteers when they are properly scheduled. We’ll confirm based on your operations.

Matched. To the clause, not a guess.

A broker reads the SAM requirement in your contract and quotes the limits it names, standalone SAM or general liability with a separate SAM limit.

  • $300K / $600K
  • $500K / $1M
  • $1M / $2M
  • $2M / $4M
  • Up to $10M

Explicit. No silent coverage.

Even unproven allegations bring defense costs and damage to your name. Coverage that says SAM in writing is the coverage a claims adjuster can’t argue with.

A typical GL policy

Excludes abuse and molestation, or says nothing about it.

A MySAM policy

Names SAM coverage, its limits and who is insured.

Established. Writing SAM since 2005.

MySAM Insurance is presented by Paperless Insurance Services, Inc., a San Francisco agency that contracts with multiple carriers and shops them for you.

2005Licensed in most states. Annual policies typically issue within 2 business days.

What our clients say

“Crazy fast turnaround. I sent my info in the morning and had my certificate ready that afternoon. Love it!.”

S.M., Event Coordinator

“mySAMinsurance provided exceptional service and coverage that exceeded my expectations. Highly recommended!”

J.A., Small Business Owner

“Outstanding customer service and comprehensive coverage options. MySAM Insurance is the best!”

Jun Fukuoka, Karate Academy

“The claims process was smooth and hassle-free. I’m grateful for their support during a difficult time.”

E.J., Afterschool Program Coordinator

“The team at Paperless Insurance made it so simple. No stress, no back-and-forth, just quick, easy SAM coverage.”

D.T., Corporate Executive

See your SAM options in minutes.

Or call (877) 239-0067, or try the Quick Premium Calculator